Terms and Conditions

Last Updated: 25 August 2025
Effective Date: 26 August 2025
Service Provider: Obaid Qatan (Freelance Software Developer)
Website: obaid.saas-tech.net
Contact: ogaten27@gmail.com

Welcome to Mr. Obaid Qatan's page, a freelancer who provider software development services based in Indonesia. By engaging with me for custom software development, web applications, mobile apps, or related services (collectively, the “Services”), you agree to the following Terms and Conditions (“Terms”). These Terms form a legally binding agreement between you (“Client”) and me (“Developer”).

If you do not agree with any part of these Terms, please do not proceed with the engagement.


1. Scope of Services

The Developer provides custom software development services, including but not limited to:

All Services are delivered according to a project-specific agreement (the “Contract”), which outlines:

This Terms and Conditions page applies to all engagements unless otherwise stated in the signed Contract.


2. Project Initiation & Agreement

Verbal discussions or emails do not constitute a binding agreement.


3. Payment Terms

3.1 Payment Structure

All projects follow a milestone-based payment plan, typically structured as:

Payment StagePercentageDue
Operational Costs20%Upon contract signing
Pre-Midway Payment25%After 25% of UI/UX and database architecture
Midway Payment25%After UI/UX and backend phases are complete
Handing Payment30%Upon final delivery of the product

| Note: The payment structure can be overridden in case of a mutually agreed contract.

3.2 Payment Methods

For your convenience, payment options include:

All payments are final and non-refundable once a milestone is completed, as per the Contract.

| Note: Gumroad is the Merchant of Record I use at the moment. However, I reserve the right to change the payment processor in the future. My terms and conditions will be updated accordingly.

3.3 Late Payments


4. Refund Policy

4.1 General Rule: No Refunds

All payments are non-refundable once a milestone is completed. This is because:

4.2 Exceptions

Refunds may be considered only if:

In such cases, a partial refund may be issued for undelivered milestones, minus any work completed.

4.3 Payment Disputes & Chargebacks

When payments are processed through Gumroad, as the Merchant of Record, Gumroad handles all customer disputes, chargebacks, and fraud investigations in accordance with its Terms of Service Agreement.

For payments made outside of Gumroad (e.g., bank transfers or Mostaql), standard contractual terms apply, and unresolved conflicts may be subject to dispute resolution as outlined in the Contract.


5. Intellectual Property (IP)


6. Project Timeline & Delays


7. Changes & Modifications


8. Deliverables

Upon full payment, the Developer will deliver:

Deliverables are provided in digital format via secure transfer.


9. Post-Launch Support


10. Confidentiality


11. Limitation of Liability


12. Termination

Either party may terminate the Contract with 30 days’ written notice.


13. Privacy Policy

Your privacy is important. Please review our Privacy Policy, which explains:

Privacy Policy


14. Entire Agreement

These Terms, along with the signed Project Contract, constitute the entire agreement between you and Obaid Qatan. Any amendments must be made in writing and signed by both parties.


Obaid Qatan
Freelance Software Developer
Based in Indonesia | Serving Clients Globally
obaid.saas-tech.net| ogaten27@gmail.com